FAQ
AM I READY TO BE A HOMEOWNER?
This answer is unique for each individual and depends on several factors including their financial security and stage of life. We can discuss your specific situation and let you know if now is a good time for you to buy.
WHAT IS THE LENDER’S FORMULA?
Pssst, there is no secret formula. Depending on your lender, you can get creative with financing depending on your specific situation. We have some great lenders we recommend that are willing to discuss your options with you.
DO I NEED A HOME WARRANTY?
Home warranties are optional and depend on the age and condition of the home.
WHAT IS PRE-APPROVAL?
A pre-approval is given once a reliable lender has reviewed your application, including provided documentation, and has concluded that you would likely be approved for a loan.
CAN I ASK YOU FOR ADVICE?
Absolutely. Call or text anytime!
IS RENTING OR BUYING BETTER?
Again, this varies by individual, but factors that come into play are how long you plan to live in a certain area, what the average rental and mortgage costs are for that area, and whether or not you can be approved for a mortgage.
WHAT DO I LOOK FOR IN HOMES?
This depends on what area you would like to be in and what your budget looks like. Our agents can discuss with you what your realistic expectations should be in your home search.
WHAT SHOULD I EXPECT AT CLOSING?
This is the day you sign your mortgage documents, sale documents, and receive the keys to your new place! Your agent and lender should have prepared you for everything to this point, so that closing day can be fun and enjoyable!
WHAT SHOULD I OFFER?
This will vary depending on the market, the area, the condition of the home, and many other factors. Leaning on your agent for this is a must!